| The
Annual Percentage Yields are effective as of September
16, 2008. |
| ACCOUNT NAME |
MINIMUM BALANCE TO OBTAIN APY |
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) |
|
Savings Account
Passbook & Statement
|
$10
|
0.50%
|
0.50%
|
NOW Checking Account
Minimum to
open: $100
|
$10
|
0.15%
|
0.15%
|
|
Co-op Club Premier
Minimum to open: $100
|
$10
|
0.15%
|
0.15%
|
Co-op
Club Choice Plus
Minimum to
open: $100 |
$500
|
0.15%
|
0.15%
|
|
Holiday Account
|
$2
|
0.75%
|
0.75%
|
|
Consumer Money Market Account
Minimum to
open: $1,000
|
$100,000 or more
$50,000 - $99,999.99
$15,000 - $49,999.99
$10 - $14,999.99
|
1.49%
1.24%
0.75%
0.15%
|
1.50%
1.25%
0.75%
0.15%
|
Commercial Money
Market Account
Minimum to
open: $1,000
|
$500,000 or more
$200,000 - $499,999.99
$100,000 - $199,999.99
$50,000 - $99,999.99
$15,000 - $49,999.99
$10 - $14,999.99
|
.50%
2.96%
2.47%
1.24%
0.75%
0.15%
|
0.50%
3.00%
2.50%
1.25%
0.75%
0.15%
|
|
Medway Fund Account
Minimum to
open: $10
|
$10.00 to $14,999.99
$15,000 to $49,999.99
$50,000 and over
|
.23 %
1.52%
2.01%
|
.23%
1.53%
2.03%
|
|
|
|
|
|
|
5 Month Certificate of Deposit Special
|
$1,000
|
2.60%
|
2.63%
|
|
5 Month IRA Certificate of Deposit
Special
|
$400
|
2.60%
|
2.63%
|
|
7 Month Certificate of Deposit Special
|
$1,000
|
2.70%
|
2.73%
|
|
7 Month IRA Certificate of Deposit
Special
|
$400
|
2.70%
|
2.73%
|
|
11 Month Certificate of Deposit
Special
|
$1,000
($300,000 Maximum Account Balance)
|
3.09%
|
3.13%
|
|
11 Month IRA Certificate of Deposit
Special
|
$400
($300,000 Maximum Account Balance)
|
3.09%
|
3.13%
|
25 Month Certificate of Deposit Special
|
$1,000
($300,000 Maximum Account Balance)
|
3.18%
|
3.23%
|
25 Month IRA Certificate of Deposit Special
|
$400
($300,000 Maximum Account Balance)
|
3.18%
|
3.23%
|
| CURRENT CD
RATES |
|
|
|
|
3 Month Certificate of Deposit
|
$1,000
|
1.52%
|
1.53%
|
|
6 Month Certificate of Deposit
|
$1,000
|
1.91%
|
1.93%
|
|
12 Month Certificate of Deposit
|
$1,000
|
2.40%
|
2.43%
|
|
18 Month Certificate of Deposit
|
$1,000
|
2.50%
|
2.53%
|
|
24 Month Certificate of Deposit
|
$1,000
|
2.96%
|
3.03%
|
|
30 Month Certificate of Deposit
|
$1,000
|
3.09%
|
3.13%
|
|
36 Month Certificate of Deposit
|
$1,000
|
3.18%
|
3.23%
|
|
42 Month Certificate of Deposit
|
$1,000
|
3.18%
|
3.23%
|
|
6 Month IRA Certificate of Deposit
|
$400
|
1.91%
|
1.93%
|
|
12 Month IRA Certificate of Deposit
|
|
|
|
|
18 Month IRA Certificate of Deposit
|
$400
|
2.50%
|
2.53%
|
| 18 Month Add
on IRA Certificate of Deposit |
$400
|
2.50%
|
2.53%
|
|
24 Month IRA Certificate of Deposit
|
$400
|
2.96%
|
3.03%
|
|
30 Month IRA Certificate of Deposit
|
$400
|
3.09%
|
3.13%
|
|
36 Month IRA Certificate of Deposit
|
$400
|
3.18%
|
3.23%
|
|
42 Month IRA Certificate of Deposit
|
$400
|
3.18%
|
3.23%
|
Business
Checking Account
|
(ECR) 2.00%
*The Earnings Credit Rate (ECR) is variable. Earnings
Credit is calculated using the average monthly collected
balance in your account and is used to offset regular
account maintenance fees.
|